EPN

Electronic Payments Network

EPN is an ACH operator in the United States that processes electronic payments between banks and credit unions. It clears large volumes of direct deposits, bill payments, and other ACH entries in batches.

EPN is operated by The Clearing House and is the private-sector counterpart to FedACH. Both operators follow NACHA rules and provide nationwide ACH reach.

Related Terms

ACH

Automated Clearing House

ACH is an electronic network for financial transactions in the United States. It processes large vol...

FedACH

Federal Reserve ACH

FedACH is the ACH operator service provided by the Federal Reserve Banks, processing electronic paym...

NACHA

National Automated Clearing House Association

NACHA is the organization that governs the ACH network in the United States, setting the rules and s...

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