Regulation CC

Regulation CC implements the U.S. Expedited Funds Availability Act and sets rules for check deposits and funds availability. It defines disclosure requirements and return timelines for checks.

Regulation CC governs how long banks can hold deposited funds and outlines customer notice obligations. It also supports modern check processing standards under Check 21.

Related Terms

Check

A check (or cheque in British English) is a written order instructing a bank to pay a specific amoun...

Deposit Hold

A deposit hold is a temporary restriction on access to deposited funds. Banks place holds to manage ...

Check 21

Check Clearing for the 21st Century Act

Check 21 is a U.S. law that allows banks to process checks electronically by creating substitute che...

Bank Statement

A bank statement is a document issued by a financial institution that summarizes all transactions in...

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