Regulation D

Regulation D is a U.S. Federal Reserve regulation governing reserve requirements and certain transaction limits. It historically restricted the number of monthly transfers from savings accounts.

While the federal transfer limit was removed in 2020, many banks still reference Regulation D in their account terms. It continues to influence how banks classify deposit accounts.

Related Terms

Savings Account

A savings account is a deposit account that typically earns interest on the balance. It's designed f...

Checking Account

A checking account is a deposit account held at a financial institution that allows withdrawals and ...

Minimum Balance

Minimum balance is the lowest amount of money required in an account to avoid fees or qualify for ce...

Regulation DD

Regulation DD implements the U.S. Truth in Savings Act and requires banks to disclose account terms ...

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