Card-on-File

Card-on-file refers to storing a customer's card details with a merchant or payment provider for future transactions. It is common for subscriptions, memberships, and one-click checkout.

Stored credentials are often tokenized for security and convenience. Merchants must follow card network rules and security standards for stored data. Merchants may use a virtual card for tokenized card-on-file payments.

Related Terms

Payment Processor

A payment processor manages the technical processing of card and electronic payments between merchan...

Virtual Card

A virtual card is a digital card number used for online or remote payments. It can be generated for ...

3D Secure

3D Secure is an online card payment authentication protocol used to reduce fraud. It adds an extra v...

Digital Wallet

A digital wallet is an electronic device, software program, or online service that stores payment in...

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