3D Secure

3D Secure is an online card payment authentication protocol used to reduce fraud. It adds an extra verification step between the shopper, issuer, and merchant.

Card brands market 3D Secure under names like Verified by Visa and Mastercard SecureCode. Newer versions support risk-based authentication and regulatory SCA requirements.

Related Terms

Payment Gateway

A payment gateway is a service that captures and routes payment information from a merchant to a pay...

Payment Processor

A payment processor manages the technical processing of card and electronic payments between merchan...

Card-on-File

Card-on-file refers to storing a customer's card details with a merchant or payment provider for fut...

PCI DSS

Payment Card Industry Data Security Standard

PCI DSS is a set of security standards designed to ensure that all companies that accept, process, s...

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